Daily Archives: November 29, 2017

PTPN X to Issue Bonds Rp 700 Billion, Supports Business Expansion

Expected this year, PT Nusantara Plantation X (Persero) to issue bonds worth Rp 700 billion. Proceeds from the bond issue will be used to support the company’s expansion.

Preparation of the bond issue amid accelerated. “Using fiscal year 2012 financial statements, we expect bond issuance could take place the first half of this year,” said Finance Director PTPN X Dolly P. Pulungan in Surabaya, on Tuesday (04/09/2013).

The move has also been sanctioned mentioned the Ministry of SOEs. Later, PT Bahana Securities and PT AAA Securities to be implementing the underwriters in the issuance of these bonds.

“We get ratingA + Rating Agency of PT Indonesia (Pefindo.) This illustrates a stable outlook and the company’s performance continues to increase, so we’ll coupon bonds attractive to investors,” said Dolly P Pulungan.

The bond proceeds will be used for working capital replacement refinancing of banks with interest rates that are high enough to sustain the business three sugar mills (PG) in South Sulawesi, which Takalar PG, PG Bone, and PG Caming.

Three sugar mills, said Dolly P Pulungan, now managed by PTPN X corresponding duty of the Ministry of SOEs. With the proceeds of the bonds, the company could obtain cheaper funding costs than bank credit that has been used by the three PG.

“In the future we will be racing performance by improving the farming sector (on-farm) and processing (off-farm), especially with mechanized approach for optimal results,” added Dolly P Pulungan.

Three sugar factories in South Sulawesi, continued Dolly P Pulungan, has been working on a land area of ​​11,000 hectares. In the future, will be developed into 15,000 acres along the expansion.

PTPN X will apply best agricultural practices by providing superior varieties, cultivation methods are effective, and that grade plant processing systems by optimizing engine performance.

Dolly P Pulungan added, in addition to the three PG in South Sulawesi, the bond proceeds will also be devoted to boost the performance of eleven sugar factories owned by the company’s in East Java.

“We are targeting production of 538,000 tons of sugar this year, up from last year’s 494,000 tonnes. We are the market leader in national sugar industry since 2006 and until now has not been deterred,” he said.

Currently, PTPN X has 11 sugar mills in various cities in East Java, three tobacco plantations in Jember (East Java) and Klaten (Central Java), a subsidiary of the production of plastics, a subsidiary of the field of health care services, and investments in manufacturers edamame export oriented. In addition, the company was also tasked by the Ministry of SOEs to manage three PG in South Sulawesi who previously managed another state.

In addition to proceeds from the issuance of bonds, it also set up internal cash to sustain performance improvement. “We will improve the quality of the sugar with the purchase of five tools smoothing juice worth USD 25 billion, which is used to smooth juice with the ultimate goal of improving the efficiency of purification. If the quality of the sugar increases, automatic selling price of the auction will be increased. This is consequential to increase revenue,” he explained.

In 2012, PTPN X posted a pretax profit of Rp 506 billion, an increase of 140 percent compared to the achievements of 2011 amounting to Rp 210 billion.

Muslim clothes merchant turnover in Condet Reaches Rp 5 Million / Day

Idul Fitri 1434 H, the demand for ever increasing number of goods, including the Muslim clothes for men clothes Koko. Momentum is not wasted as it is by the merchants Condet impromptu at Jalan Raya, precisely near Masjid Al-Hawi, Kramat Jati, East Jakarta.

In a typical day traders only sell clothes such Koko perfume refill, however, ahead of the holiday, this Condet merchants met impromptu Koko clothes. Visible row of hawkers crowded Muslim clothes look as if to welcome the day of victory of Muslims.

One trader, Henry, said that if he sells daily from 08.00 am until 03.00 am in the morning. At his stall selling, sold a variety of needs Lebaran, among other various types of clothes, cap, gloves and perfumes.

The goods were obtained from different regions, namely East Java, Jakarta, and even directly from Saudi Arabia. The price offered was varied according to the quality of the material.? “Gloves Rp 40,000-Rp 300,000. Most expensive of silks. Koko Then from 50 thousand to 150 thousand,” he said.

However, approaching the holidays, the number of buyers has increased. So even turnover. He says one day can pocket up to 5 million. Furthermore the buyer also sometimes buy at any given time.
? “Want to dawn is also no subscription buy, usually lunch he could not come, so lately like overwhelmed,” he said.?

? A buyer, Adit said he chose the area as a hunting ground Condet Eid clothes because the price is in accordance with the regular employees such as himself. ? “Want to buy a shirt and koko for brothers, for Eid. Usually when you want to Lebaran this way, down the price,” he said.?

Condet as a place to buy equipment Lebaran because quality is assured. In fact according to him, the area was already known.? ? “My friend was given out, he said good here, so I bought here. Buy a hell, koko,”

Came the afternoon and evening alone, addition can freely choose clothes without bersumpek-sumpekan, trading activities indeed result in traffic being choked, it can even lead to congestion.

Formalin-Free Cut Chicken Business typical Bang Nojeng

Getting a healthy and halal food is a demand and need for masyarat. However, still found rogue traders who sell food using dangerous preservatives like formalin chicken or chicken syringe.

Seeing these conditions, Suparno or familiarly called Bang Nojeng finally moved sells chicken pieces “ASUH” or short for safe, healthy, whole and halal for consumption.

“Based on information from the public that the chicken was still circulating in the community found using preservative-macem macem. Cuts I want to make a reply, I do not use formaldehyde can,” said Bang Nojeng to detikFinance in JCC Senayan Jakarta, Thursday (13/9 / 2012).

Bang Nojeng departing from home-based business since 1983 cutting chicken then decided to change the concept of business since December 20, 2011 by selling fresh chicken with quality cooling manufacturer yet economical prices.

“We’re packed with good packaging, I do not want to lose the packaging manufacturer,” he added.

Advantages that Nojeng Bang chicken pieces have been sold at 24 outlets in Jakarta has a different flavor than the chicken sold in the market.

“When using ice it closes the pores, protein-protein animal protein but it does not come out of the chicken was freshly cut open pores so there could be contaminated with the scent but if we are truly never alone fell onto the floor,” he added.

Thanks to hard work, Bang Nojeng can now supply fresh chicken for resotran and upper middle class consumers in Jakarta up to 3 tons per day. But the achievements of Bang Nojeng not stop there, he wanted to introduce the concept of healthy and fresh chicken at economical prices in traditional markets.

“We do not make a profit but selling lots and lots of booths in each market introducing traditional,” he concluded.

Are you interested in ordering or would like to know more about the products HEALTHY chicken ala Bang Nojeng. You can come to abattoirs (slaughterhouses) Crab Swamp Road.

Tv Cooking Programmes Drive A Surge Of Interest In Culinary Art Schools

With the increase in number and popularity of television programmes focusing on cooking and culinary skills a large number of people are finding the internet a key place to find tips and information on culinary art schools.

Over 53,000 people last month searched on the internet for information on culinary schools’ and this data is from just one search engine. This increasing trend for people looking for culinary art schools and for careers in the culinary world is believed to be driven by the significant rise in cooking and culinary related programmes which have been aired on television especially over the last few months. This has been coupled with the new high profiles of so called celebrity chefs’, further driving interest in the field.

Anne Sprigpitt owner of 1culinaryartschools.com says, Over the last few months we’ve seen a significant increase in the numbers of people using our site to find more information about culinary arts schools. Much of this is down to the popularity of TV cooking programmes such as Master Chef’, Saturday Kitchen’ and Great British Menu’, which have been screening on the BBC over recent months.

The main problem many people who search for information on culinary art schools is that they are overwhelmed by the number of different options available to them. For example there are French cooking schools, Thai cooking schools, Le Cordon Bleu schools, Italian cooking schools and many more. There are so many choices they just don’t know where to start looking

My advice to anyone who is looking for a career in cooking and wants to join a culinary art school is to narrow down your areas of interest, so that you identify what area of cooking you are most passionate about and go for it. The most important thing is doing what you love.

Cooking to a very high standard is not easy and requires many hours of dedication, sweat and tears. If the increase in popularity of culinary art schools continues, we should see a new wave of celebrity chefs’ coming through over the next few years as more people see it as a viable way to achieve success and fame.

Home Improvement Equity Loans

Homeowners often need extra cash for home improvements. And often a homeowner will opt to take out a secondary loan, otherwise known as a home equity loan, to remodel the home. Some borrowers stay up-to-date on loan choices and elect to choose the home improvement equity loans. The equity
loans for improving home value offer cash to homeowners to make repairs or remodel the home, including external and internal repairs, carpeting, tiling, floors, borewell, painting outside and inside structure, roof repairs and renewals, pipe repair, structural modification, structural repair, and structural remodeling.

The maximum loan amount given to customers depends on the customer’s status with the lender. If the customer had prior loans and showed good faith, then the lender may offer 100% equity lending, while new comers may receive 85% more or less on equity lending. The loans are often extended 15-years; however, few lenders will offer longer terms or shorter terms, depending on the lender and the outcome of the application. The lenders present joint and single packages, however, are responsible if more than one party applies for the loan.

Home improvement equity loans come in fixed rate or adjustable rate options. Thus, the fixed rate is often the first choice, since the loans interest will remain constantand the borrower will not be subject to the vacilliations of the market.

However, the few that take out the adjustable rate loans are subject to pay higher or lower interest rates per quarter on the loan. Many home improvement loans require that an independent contractor oversees the improvements of the home; and thus home improvement loans are intended to improve the home, forcing the borrower to utilize the cash only for repairs and improvement. Few lenders will place penalties on home improvement equity loans to guarantee the loan is used for its intentions.

Auto Retain Changing the Deal with of Transportation Market

Transportation has always been the very first consideration of the men and women who adore traveling to different places. Only the best transportation mediums can take you to diverse places of curiosity in the country. The car retain the services of has introduced a revolution in the transportation sector. With the assist of a auto rental you can attain each the in the vicinity of-by as effectively as the far-off spots within a much less volume of time. A auto rental selection can even aid you save a good deal of funds which would or else get utilized up in commuting with the assist of public means of transportation.

Below the auto rental facility you can employ practically any vehicle design. You can hold the employed auto with you for the duration you demand it for. Be it any location in the world, a automobile rental can ease your journey by permitting you to reach diverse spots within the ease and comfort of your employed automobile. The automobile rental businesses are spread all above the earth and supply you the best automobile hire companies at the most sensible prices. Your auto rental decision can consider you to locations exactly where you can expertise the natural attractiveness. With your hired automobile, you will not have to worry about your secure return to your resort. You can often use your employed car to attain the beautiful beaches wherever you can invest a healthful volume of time and return late in the night. The car rental facility has also permitted the people with some sorts of physical illness, to retain the services of a vehicle to achieve their workplace or to go to the places. People who are limited from driving due to any illness can also opt for a car rental which can assist them reach their locations in a significantly far more cozy method./p>

The automobile retain has been thought to be as a less expensive means of transportation as compared to the other public signifies of transportation.
Compare Car Hire in Portugal

Sample letter for loan modification demystified

When you are faced with financial hardship and you want to write an effective letter for loan modification, there are some basic rules you need to abide with for your application to be accepted. I have drafted here a sample letter for loan modification. Start the letter by writing your name, loan number, contact address, phone number, and may be your email address. Then in the body of the letter: To Whom It May Concern I’m writing this hardship letter to you in order to explain the reasons behind my requesting for a loan modification on my mortgage payments. I made my last payment just before August last year, since then I was not able to make any other payment on my monthly mortgage, reason is because of my husband terminal illness with gulp huge amount of money from our treasury since then it become increasingly difficult for me to handle alone. I am requesting for an interest reduction down to YX% from my current XX%. I feel it is a fair percentage for you, and this will be within my means. Prior to husband illness, both of us have been making enough to carter for our mortgage. Even when our interest rate rose to XX% we had no difficulty paying it. However, since the illness, I was left with half of the monthly income I had before. I had been pulling together enough to pay the bills and mortgage by pulling from our savings and the small amount of life insurance I received, but I can not cope for now that is why I requested for loan modification option from you. Without you lowering my interest rate, I won’t be able to afford the monthly payments. I have to make a choice between a loan modification and a foreclosure. I prefer the former far better than the later, and you probably would as well. YX% is the most I can afford now, even if I cut all of my expenses out of the picture. Please consider my application seriously and I hope to hear more from you on this matter soonest. Sincerely, Your Name (with date) You will notice that this letter is simple but straight to the point, it explain the circumstances of the loan seeker and her ideal interest rate based on her present income, she also showcase seriousness, she also let the lender know she would like to still maintain her home, the letter also pleads a good case for the lender, your lender must be aware of your choice between modification and foreclosure, although your lender may lose money on loan modification but it can not be compared with foreclosure, if you get all your facts, numbers and story straight you can put up a compelling hardship letter. Further more, for essential tips and facts on how to get quicker approval on your loan modification, I have done some research on this for you, visit for updated information.

New Era Of Animation Software In Education

As technology has evolved over the decades, it’s become relatively very easier to create any types of animation with computer software.

Most software is coming with easiest features for animators and filmmakers to enhance their productions. Look at a movie for example; back in the day when you plan to shooting a crowd scene would involve thousands of extras hours of work. With animation software, you can wipe out the man hours it would take to organize crowds and the actual physical shooting.

2D animation software is not expensive!

How times change so quickly. Five to ten years or so ago you’d be lucky to find the best software for under the thousand or more price bracket. As IT technology has improved and computer software prices have plummeted, computer generated animation as an activity has found its way into the average persons home.

It is now possible to pick up some of the best software for well under $100 in some cases. The main stumbling block for most people is not the price of software today, but just how to use it!

1 – Find stop motion software with good ‘Help’ and ‘Tutorials’ – some free versions are not always easy and the best!
Don’t be afraid of trying new animation programs. Experimenting with different types of software can also be beneficial in helping you develop your animating skills. If you’re interested in 2D animation, then programs like Ikitmovie, Monkey Jam 3 Beta, Animaatiakone are worth testing.

2 – Be patient and read the help pages and watch the video Tutorials
When you have the support and training that come with the best purchases it gets you working on your 2D animation projects quickly and confidently. That means you enjoy the experience as opposed to getting frustrated. Enjoying your 2D animation software experience will hopefully mean that you’ll continue to work at it until you are creating stunning animation cartoons that will blow peoples minds!

There is various animation programs available; you can get many advantages like
Create your own style of animation, or combine multiple!
Scales from beginner to professional, a life long journey!
Tap in to your story telling abilities
Master a new form of creative technology
Everything you need from start to finish

Right now users have a wealth of opportunities for using excellent animation software for kids and schools, Animation software programs developed specifically for Childs that run on any average Windows PC – and that don’t cost hundreds of dollars?

Will Electric Car Industry Developed in 2020

JAKARTA – The government through the Ministry of Research and Technology (Research and Technology) recognizes industrial process to create and develop a nationwide electric car takes time to 2020

Research and Technology Minister Gusti Muhammad Hatta said the development of the electric car industry uses to categorize the phase 1-phase 9.

“For our readiness to use the 1-9 category in terms of terms of readiness stage, until the production of things and we want to control,” said Gusti in BPPT Building, Jakarta, Tuesday (30/07/2013).

Gusti added that the process of development of electric cars and buses by the manufacturer has entered the seventh stage, and will soon enter into the eighth stage.

“Stage 1-3 go to university, go into R & D stage 4-6 and stage 7-9 have entered into the industry. Later we also do environmental testing, could be tested if the actual road, not just in the building,” said Gusti.

He reveals, for the content of the current electric car components is still imported. But, will use components of Domestic Content Level (DCL) that can all be supplied from within the country.

“We’re just at the level of the seventh, eighth want to go. So the seventh level in actual road testing. DCL its varied, there are 30 percent, some 60 percent,” said Gusti.

Currently, testing is still in the stage of the seventh and eighth to the stage, it targets to enter the ninth stage or national electric car production will be reached in 2020. “Yes it is still a long seventh stage of the year again. Approximately 2020,” he said.

It Can Be Easy To Find A Gluten Free Pizza Base Recipe

Gluten is a protein found in wheat. It’s also found in other grains, but it’s in wheat the most. It is impossible for people with celiac to digest because they are missing something in their body that allows them to digest it. In fact everyone has difficulty digesting wheat gluten but most can handle the process. If a person with celiac eats only 10 grams of gluten it can cause them serve intestinal distress. The distress means they can’t just go out and grab a pizza with friends. It takes a little planning to make a pizza that doesn’t contain any gluten. The first thing that you need is a good gluten free pizza base recipe.

You need to have a gluten free pizza base recipe because you can’t just take any recipe and substitute gluten free flour into it. That’s because the flours that don’t contain gluten have different proteins and react differently than wheat flour does. They need to have a little help to work right. You will want to make sure the recipe contains such ingredients like, rice flour, egg replacer, vinegar, xanthan gum and yeast. Once you have a basic recipe then you can tweak it to meet your tastes.

There are a lot of places that you can look for a pizza base recipe. Start by looking at blogs and websites that are dedicated to gluten free living and recipes. There are official sites that are dedicated to providing information on celiac disease. These sites also may have recipes for pizza. Because there are more and more people who realize they have celiac, and many of those people have chosen to share what they have learned along their journey your sure to find success in your search.

There are also several good wheat free cookbooks. Cookbooks can be a great resource that you can take with you wherever you go. The nice thing about all those recipes is that they have been tried out and perfected by others, so you don’t have to change anything to them.

When you have the perfect gluten free pizza base recipe you are ready to go out and make pizza to your heart’s content. There is no need for anyone with celiac to have to miss out on any of their favorites. A good recipe for pizza lets everyone have the pizza that they love without any stomach problems. It’s very easy to make a pizza that contains no gluten and everyone will look forward to eating once you have the base recipe.